Volvo Financial Services (VFS) is the dedicated captive finance arm of the Volvo Group, providing tailored financing, leasing, and insurance solutions for trucks, construction equipment, and buses. VFS has been operating in South Africa since 2017.

Leading up to this new appointment, Bratlie was the MD of VFS in Norway for the past four years. She has worked in the financial sector for 30 years in various positions encompassing asset finance, factoring and insurance.

“Even though we share the same strategy across VFS, and operate with the same values, I look forward to getting to know our South African customers and their unique local business conditions,” Nina says.

She explains that building close professional partnerships allows VFS to fully understand a customers’ operating requirements and ultimately help build sustainable businesses.

“I have seen more change in the industry over the past five years than the previous 25 years combined, especially in terms of digitalisation, regulatory requirements, global political uncertainty, and our customers’ evolving requirements,” she explains. “That is why VFS is committed to bring confidence and resilience to a customer’s operations and find new ways to build their business in a constantly changing environment.”

As a captive finance provider, VFS offers a range of industry-specific solutions including asset financing, finance and operating leases, as well as insurance. It employs a team of over 1 700 employees across 40 markets globally.